OverLeveraged ZEN
OverLeveraged Zen & Financial Therapy offer you a smart, all-in-one approach to managing your loans. Analyze your financial health, explore consolidation options, and unlock prepayment strategies—all with expert guidance that’s completely free.
Use OverLeveraged ZEN Book Free Financial Therapy
Our Products
Simplify Your Loan Journey – Empower Your Financial Future
OverLeveraged ZEN
Get a clear analysis of your loans and discover smart ways to save on interest, personalized loan analyzer & strategy maker
Financial Therapy
Talk to us about your loans and get a personalized plan to simplify your repayments.
How it Works?
Easy 4 Step Process to Use OverLeveragedZEN & Financial Therapy
Our solution guides you through every step of smart loan management & repayment
1
Financial Health Dashboard
Quickly get a clear snapshot of your current EMI and financial status.
2
Loan Consolidation Simulator
See how combining your loans can reduce interest costs and simplify payments.
3
Prepayment Strategy Planner
Discover effective ways to pay extra and reduce your loan tenure.
4
Free Financial Therapy
Talk to us about your loans and get a personalized plan to simplify your repayments.
Features!
OverLeveraged ZEN
Essential tools for your success.
Financial Health Dashboard
Get an instant overview of your loan status and EMI commitments.
Loan Consolidation Simulator
Visualize savings by merging loans into a single, manageable payment.
Prepayment Strategy Planner
Plan extra payments strategically to cut down on interest and tenure.
Financial Therapy
Everything you need to get started.
Practical Plan
Get a plan which actually works, Trust me.
Empathetic Approach
No complicated financial terms. No judgment. Just real, practical help to get you back on track.
100% Free
Don't worry we will not charge you anything, its completely free for now.
Why We Exist?
Every loan you take is a financial decision. But are you managing it the right way?
In India, banks give out loans but don’t guide you on managing them. Debt resolution companies step in when things have already gone wrong. But what about the crucial middle stage—when small financial decisions can make or break your future?
That’s where OverLeveraged ZEN comes in. Whether you’re simply handling a home loan, juggling multiple EMIs, or looking for ways to reduce interest payments, ZEN helps you optimize your loans before things spiral out of control.
OverLeveraged ZEN
Smart Borrowing Starts Here – Take Control of Your Loans Today!
Loans aren’t just about borrowing—they’re about managing them smartly. OverLeveraged ZEN helps you stay in control, save money, and make better financial decisions, all in one place.
Financial Therapy
Struggling with loans? Let's fix it, step by step.
Managing money shouldn’t feel like a daily battle. We’ll help you clear your debt, reduce stress, and build a secure future—with a plan that actually works.
Real Stories, Real Savings
Hear from fellow borrowers who’ve transformed their financial journey with our tools and expert guidance
"Thanks to OL ZEN, I see a clear way out of debt. The advice was straightforward and really helped me save money!"
"I never thought I could manage my loans until I tried OL ZEN. The dashboard showed me exactly what I needed to do. I'm on the right path now!"
Using OverLeveraged ZEN was a wake-up call! I learned so much about managing my money, and now I feel in control of my life again"
"I used to feel anxious every time I opened my bills. Now, OL Zen's tracker feels like my personal cheerleader. I've paid off 23 lakh in student loans... and my anxiety is gone"
"OL Zen guided me to pay off ₹12 lakh in credit card debt within just 14 months—without sacrificing my family's meals. Finally, a tool that understands real-life challenges!"
Be part of our passionate team focused on guiding people toward a debt-free future!
If you care about finance, technology, or making a difference, we want you on our team. Together, we can create an India where financial stress should not exist!
JOIN OUR TEAM
Be part of our passionate team focused on guiding people toward a debt-free future!
If you care about finance, technology, or making a difference, we want you on our team. Together, we can create an India where financial stress should not exist!
Frequently asked questions
Here are some common questions about our company.
OLZen is a debt analyzer tool designed to help you assess your current financial situation. It gives you a clear picture of your debt, highlights problem areas, and provides actionable insights to help you move forward with confidence.
You simply input your current financial details—such as your income, expenses, and debt—and OLZen analyzes your data to provide:
- Your debt-to-income ratio
- An overview of your loan repayment structure
- Insights on areas where you can save or restructure your finances
Yes, OLZen provides tailored suggestions based on your financial profile. Additionally, you can consult our experts for personalized financial therapy sessions, where we’ll help you build healthy financial habits and make better financial decisions.
Our financial therapy sessions focus on addressing the emotional and behavioral aspects of managing money. This includes:
- Breaking unhealthy financial habits
- Reducing financial stress
- Building a sustainable plan to manage and reduce your debt
Absolutely! OLZen is designed for anyone, regardless of their credit score. Our goal is to help you understand your financial position and guide you toward improving it over time.
We prioritize the safety of your data. All your information is encrypted and handled in compliance with strict security protocols to ensure it remains private and secure.
Unlike debt consolidation, which involves combining all your loans into one, OLZen focuses on helping you understand your current financial situation and improving your financial habits. It’s about empowering you with knowledge and guidance rather than providing loans.
You can access OLZen directly on our website. It’s easy to use and doesn’t require any downloads.
If you need further support, you can book a financial therapy session with our experts. We’ll work with you to create a long-term plan tailored to your needs.