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Terms & Conditions

Welcome to OverLeveraged!  By accessing or using our website and tools, you agree to the following terms and conditions. Please read them carefully before proceeding.


1. General Disclaimer

  • The tools and resources provided on this website, including the Debt Analyzer, are intended solely for informational purposes to help users in their decision-making process.
  • This is not financial advice. You are encouraged to seek the guidance of a certified financial advisor before making any financial decisions based on the information provided by our platform.

2. No Guarantees or Recommendations

  • OverLeveraged does not guarantee specific outcomes, including but not limited to loan approvals, debt consolidation benefits, or financial improvements.
  • The insights generated by the Debt Analyzer are not recommendations or endorsements to act without professional advice.

3. User Responsibility

  • Users are solely responsible for evaluating the information provided and deciding whether it is appropriate for their financial situation.
  • OverLeveraged disclaims liability for any actions taken or not taken by users based on the insights provided.

4. Use of the Website and Tools

  • The information provided by OverLeveraged is subject to change without notice.
  • We strive to provide accurate and up-to-date information; however, we do not guarantee the accuracy, completeness, or reliability of the data displayed.

5. Limitation of Liability

  • OverLeveraged shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from the use or inability to use the website or its tools.

6. Third-Party Links and Content

  • Our website may contain links to third-party websites or resources. OverLeveraged does not endorse or take responsibility for the content, products, or services available on such sites.

7. Intellectual Property

  • All content, design, and tools on the OverLeveraged website are the intellectual property of OverLeveraged and may not be copied, distributed, or used without written permission.

8. Modifications to Terms

  • OverLeveraged reserves the right to update or modify these terms at any time. Continued use of the website constitutes acceptance of the updated terms.

9. Governing Law

  • These terms are governed by the laws of Jurisdiction where OverLeveraged operates . Any disputes arising from the use of the website shall be subject to the jurisdiction of the courts in that particular area.